Types of Home Loans

CCB Community Bank offers both in-house loans as well as loans in secondary markets. We’ve provided basic details of the most frequently utilized programs. All loans are subject to credit approval.

In-House Loans

In-House Loans

When special circumstances make a loan unique and standard mortgage financing programs do not apply, you can look to our In-House loans to fit your specific needs. For example, primary home, construction, and second home/investment.

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Home Improvement Loans

 

Getting started is often the hardest part of any project. But it can be a lot easier with the right tools – including a fast, affordable home improvement loan.

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Home Equity Loans

 

Have you discovered the hidden value in your home? With a home equity loan or line of credit you have choices - dream vacation, new car, remodel, or even debt consolidation.

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Secondary Market Loans

Meet our Secondary Market Mortgage Specialist, Tricia Louise Gaddis >

Conventional Fixed Rate Loans

 

The conventional loan meets the guidelines of either the Federal Home Loan Mortgage Corporation (Freddie Mac) or the Federal National Mortgage Corporation (Fannie Mae).

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Rural Housing Loans

 

USDA Rural Housing loans are insured by the U.S. Department of Agriculture and the program's biggest feature is its option for "no money down" financing and its simpler loan approval standards. You and your home must qualify for the program.

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VA Loans

 

Department of Veterans Affairs (VA) Loans are available to eligible current or former members of the U.S. Armed Forces and their surviving spouses.

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FHA Loans

 

A Federal Housing Administration loan provides you with an alternative to conventional financing. A great option for borrowers with limited money available for a down payment, FHA loans allow you to choose a fixed-rate or an adjustable-rate loan.

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Jumbo Loans

 

Jumbo mortgages are home loans that are bigger than normal. Talk with a CCB mortgage lender to answer all of your home finance questions.

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Tricia Louise GaddisTricia Louise Gaddis

Vice President/Mortgage Lending

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