Locations & Hours

Andalusia

225 East Three Notch Street
PO Box 400
Andalusia, Alabama 36420

(334) 222-2561
Toll Free (855) 491-2273

Drive Thru: 8:00 am – 5:00 pm
Lobby: 8:30 am – 5:00 pm

Opp

609 Florala Hwy
PO Box 788
Opp, Alabama 36467

(334) 493-2259
Toll Free (855) 491-2273

Drive Thru: 8:00 am – 5:00 pm
Lobby: 8:30 am – 5:00 pm

Crestview

1290 North Ferdon Blvd
Crestview, Florida 32536

(850) 682-0484
Toll Free (855) 491-2273

Drive Thru: 8:00 am – 5:00 pm
Lobby: 8:30 am – 5:00 pm

Niceville Location

1502 E John Sims Parkway
PO Box 1450
Niceville, Florida 32588

(850) 279-3886
Toll Free (855) 491-2273

Drive Thru: 8:00 am – 5:00 pm
Lobby: 8:30 am – 5:00 pm

  1. Personal
    1. Checking
      1. Ultimate Checking
      2. Relationship Checking
      3. EZ Checking
      4. Community Hero Checking
      5. Community Hero Ultimate Checking
    2. Savings
      1. Regular Savings Account
      2. Koala Club Savings
      3. Money Market Account
      4. Certificates of Deposit (CD)
      5. Individual Retirement Account (IRA)
      6. CDARs
    3. Loans
      1. Auto & Recreational Vehicle Loans
      2. Personal Credit Line
      3. Overdraft Protection Loan
      4. Home Loans
      5. Home Equity Loans
      6. Home Improvement Loans
    4. Fee Schedule
    5. Additional Services
    6. Personal Financial Insights
  2. Business
    1. Checking
      1. Small Business Checking
      2. Community Checking
      3. Business Checking
    2. Loans and Credit
      1. Commercial Real Estate Loans
      2. Term Business Loans
      3. Revolving Lines of Credit
      4. Agricultural Loans
      5. Working Capital Loans
      6. Meet Our Lenders
    3. Additional Services
    4. Business Financial Insights
  3. Digital Banking
    1. Personal Services
      1. Online Banking
      2. Online Bill Pay
      3. Mobile Banking
      4. Mobile Deposit
      5. e-Statement
    2. Business Services
      1. Online Banking
      2. Online Bill Pay
      3. Business Mobile Banking
      4. Business Mobile Deposit
      5. Remote Deposit
      6. Cash Management
      7. Merchant Services
    3. Card Services
      1. Debit Cards
      2. Credit Cards
      3. Gift Cards
  4. Home Loans
    1. Types of Home Loans
      1. Conventional Fixed Rate Loans
      2. Rural Housing Loans
      3. Adjustable Rate Loans
      4. VA Loans
      5. FHA Loans
      6. In-House Program
      7. Home Improvement Loans
      8. Home Equity Loans
      9. Jumbo Loans
    2. Find a Loan Officer
    3. Tools & Resources
      1. Home Loan Insights
      2. Home Loan Calculators
      3. Glossary & FAQs
      4. NMLS Registry
  5. Investments
    1. Access Your Account
    2. Traditional IRAs
    3. Roth IRAs
    4. Business Retirement Plans
    5. Mutual Funds
    6. Education Savings
    7. Annuities
    8. Meet Our Financial Advisor
    9. News & Media
    10. Advisory Accounts
    11. Bonds
  6. Insurance
    1. Life Insurance
    2. Long Term Care Insurance
    3. Disability Income Insurance
    4. Request a Quote
    5. Meet Our Financial Advisor
  7. Education Center
    1. Personal Financial Insights
    2. Business Financial Insights
    3. Home Loan Insights
    4. Product Demos
    5. Financial Calculators
  8. Customer Care
    1. Our Story & History
    2. Locations & Hours
    3. Bank Holidays
    4. Contact Us
    5. Reorder Checks
    6. Report a Lost or Stolen Card
    7. Change of Address
    8. Community Involvement
    9. Career Opportunities
    10. Privacy and Web Policies
    11. Report Fraud
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