CHECKING ACCOUNTS 
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PLATINUM CHECKING (Non-Interest Bearing)

  • No Minimum Initial Deposit
  • No Minimum Balance to Maintain
  • Free Checks (One box per order)  Estimated annual value $30
  • Free ATM/CheckCard
  • Free Safe Deposit Box for one full year (Subject to availability)  Estimated annual value  $45
  • Free Internet Banking and Free Online Bill Pay  Estimated annual value  $70
  • Free Cashier's Checks & Money Orders (Limit 5 per month)  Estimated annual value  $25
  • $5,000 Travel Accident Death Insurance  Estimated annual value  $30
  • Payment Card & Personal Identity Protection  Estimated annual value  $30
  • Emergency Travel Assistance Services  Estimated annual value  $30
  • Pharmacy Savings Program  Estimated annual value OVER $100
  • Vision Savings Program  Estimated annual value  $50
  • Hearing Savings Program  Estimated annual value  $25
  • Local & National Dining Savings  Estimated annual value  $100
  • Travel, Hotel & Recreation Discounts  Estimated annual value OVER $350
  • Local Services Discounts & Local & Online Shopping Discounts  Estimated annual value OVER $50
  • Our Best Checking Account for only $7 a month

FREE CHECKING (Non-Interest Bearing)

  • No monthly fee and no minimum balance requirement
  • Unlimited checking with no per-check charges
  • Free ATM/CheckCard
  • Free foreign ATM transactions (Other banks may impose a surcharge at non-Covington County Bank ATM)
  • Free check imaging
  • Bonus Benefits available for $5 per month

INTEREST CHECKING (Interest Bearing)

  • Interest paid on all account balances
  • No monthly fee with $1,500 balance or $25,000 relationship balance; otherwise $7.75 monthly
  • Unlimited checking with no per-check charges
  • Free ATM/CheckCard
  • Free foreign ATM transactions (Other banks may impose a surcharge at non-Covington County Bank ATM)
  • Free check imaging
  • Bonus Benefits available for $5 per month or free with a $25,000 relationship balance

BONUS BENEFITS - A package of benefits available to our Free Checking and Interest Checking customers for only $5 a month.

  • Free Checks (One box per order)  Estimated annual value  $30
  • $5,000 Travel Accidental Death Insurance  Estimated annual value  $30
  • Local & National Dining Savings  Estimated annual value OVER $100
  • Travel, Hotel & Recreation Discounts  Estimated annual value OVER $350
  • Local and Online Shopping Discounts  Estimated annual value OVER $50
  • Payment Card & Personal Identity Protection  Estimated annual value  $30
  • Emergency Travel Assistance Services  Estimated annual value  $30

PLATINUM 50 CHECKING (Non-Interest Bearing)
(For Our Customers 50 and Better)

  • No monthly fee and no minimum balance requirement
  • Unlimited checking with no per-check charges
  • Free ATM/CheckCard  
  • Free foreign ATM transactions (Other banks may impose a surcharge at non-Covington County Bank ATM)
  • Free Check Imaging
  • Free Checks (One box per order)  Estimated annual value $30
  • $5,000 Travel Accidental Death Insurance  Estimated annual value $30
  • Local & National Dining Savings  Estimated annual value OVER $100
  • Travel, Hotel & Recreation Discounts  Estimated annual value OVER $350
  • Local & Online Shopping Discounts  Estimated annual value OVER $50
  • Payment Card & Personal Identity Protection Estimated annual value $30
  • Emergency Travel Assistance Services  Estimated annual value $30

PLATINUM 50 CHECKING PLUS Receive all of the benefits of Platinum 50 Checking, PLUS...Interest Paid on All Balance

  • Free Safe Deposit Box  Estimated annual value up to $45

  • No Fee Cashier's Checks & Money Orders (Limit 5 per month)  Estimated annual value $25

  • Pharmacy Savings Program  Estimated annual value OVER $100

  • Vision Savings Program  Estimated annual value OVER $50

  • Hearing Savings Program  Estimated annual value OVER $25

  • All this value for only $5 per month!

PREMIER INTEREST CHECKING (Interest Bearing)

  • Maximize your checking
  • $50,000 Minimum Opening Deposit
  • Two Interest Rate Tiers (Must maintain a daily balance of $50,000 or more to receive interest benefit. Rate variable)
  • Free Premier Checks
  • Unlimited Check Writing

MONEY MARKET CHECKING ACCOUNT (Interest Bearing)

  • $2,500 Minimum Opening Deposit
  • Maintain $2,500 Minimum Daily Balance*
  • Tiered Interest Rates (Rate Variable)
  • Interest accrues daily, and credited monthly

* A monthly maintenance fee of $10 is charged if Average Daily Balance is not maintained. 
Banking regulations allow no more than six transfers and withdrawals per calendar month. No more than three of those six transfers may be by check, debit card, or similar payment orders payable to third parties. We will charge a fee of $5.00 for each withdrawal in excess of six and/or checks in excess of three.

OTHER CHECKING PRODUCTS & SERVICES 

FREE Internet Banking
FREE Online Bill Pay
VISA Gift Cards
VISA Travel Money Card

24-Hour Telephone Banking (334) 427-0603 or 1-800-817-1789

OVERDRAFT PROTECTION
A personal unsecured loan approved for you for bounce proof protection. It comes with a convenient repayment plan with a competitive fixed interest rate and a low annual membership fee. Know the freedom and convenience of having cash fund at your command for special purchases, emergencies, or protection from overdrawing your checking account.
Subject to credit approval.